#birgu #candlesnight
#Maltaway #education #advisory
Alla scoperta di #Malta - Travel discovery of Malta
www.maltaway.com/viaggio-alla-scoperta-di-malta/
www.maltaway.com/en/travel-discovery-of-malta/ #maltaway #scopertamalta #discoverymaltaway
#malta #albertobalatti #umbertopelizzari ... See MoreSee Less

1 day ago  ·  

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#birgu #candlesnight
#Maltaway #education #advisory
Alla scoperta di #Malta - Travel discovery of Malta
www.maltaway.com/viaggio-alla-scoperta-di-malta/
www.maltaway.com/en/travel-discovery-of-malta/ #maltaway #scopertamalta #discoverymaltaway
#malta #albertobalatti #umbertopelizzari ... See MoreSee Less

1 day ago  ·  

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#birgu #candlesnight
#Maltaway #education #advisory
Alla scoperta di #Malta - Travel discovery of Malta
www.maltaway.com/viaggio-alla-scoperta-di-malta/
www.maltaway.com/en/travel-discovery-of-malta/ #maltaway #scopertamalta #discoverymaltaway
#malta #albertobalatti #umbertopelizzari ... See MoreSee Less

1 day ago  ·  

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#birgu #candlesnight
#Maltaway #education #advisory
Alla scoperta di #Malta - Travel discovery of Malta
www.maltaway.com/viaggio-alla-scoperta-di-malta/
www.maltaway.com/en/travel-discovery-of-malta/ #maltaway #scopertamalta #discoverymaltaway
#malta #albertobalatti #umbertopelizzari ... See MoreSee Less

1 day ago  ·  

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#birgu #candlesnight
#Maltaway #education #advisory
Alla scoperta di #Malta - Travel discovery of Malta
www.maltaway.com/viaggio-alla-scoperta-di-malta/
www.maltaway.com/en/travel-discovery-of-malta/ #maltaway #scopertamalta #discoverymaltaway
#malta #albertobalatti #umbertopelizzari ... See MoreSee Less

1 day ago  ·  

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Non capisco questo accadimento verso gli adolescenti, ne conosco moltissimi assai migliori di molti adulti, di certo di quegli scambisti che danno e di quei parassiti che prendono #maltaway ... See MoreSee Less

3 days ago  ·  

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Un fiume di lacrime (di denaro) non solo versato per nulla ma che ha danneggiato la corretta allocazione del capitale e fatto un danno alla produttività .... in sostanza facciamo peggio con molte più risorse Higher #moneysupply = lower #productivity

«saranno a rischio default 19mila miliardi di dollari di debito delle imprese, equivalenti al 40% del debito delle 8 principali economie».

Ci sono molti modi per essere #antifragile invece che quella stupida teoriaa per fessi sulla distribuzione delle probabilità #maltaway
il tacchino ha vissuto 300gg osservando quanto l'uomo fosse amorevole con lui, poi è arrivato il Thanksgiving ... Era amore per l' arrosto ma non aveva capito che l' arrosto fosse lui . #maltaway be #antifragile no statistical distribution

Asset allocation and asset governance are only #independent #advisory services #maltaway
Your assets governance (people & capital)www.maltaway.com independent international advisory & education partners the choice for the best assets allocation and of the best jurisdictions for you your business your assets #investments #wealthmanagement #monetarypolicy #investors #wealthprotection ... See MoreSee Less

3 days ago  ·  

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Are you ready for the next TEA elections and the next TEA referendum?
Be #antifragile #maltaway no statistical distribution ... See MoreSee Less

4 days ago  ·  

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For any truly sea lover, an unforgettable watching experience, next move is yours move

#Maltaway #education #advisory
Alla scoperta di #Malta - Travel discovery of Malta
www.maltaway.com/viaggio-alla-scoperta-di-malta/
www.maltaway.com/en/travel-discovery-of-malta/ #maltaway #scopertamalta #discoverymaltaway
#malta #albertobalatti ... See MoreSee Less

4 days ago  ·  

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For any truly sea lover, an unforgettable watching experience, next move is yours move

#Maltaway #education #advisory
Alla scoperta di #Malta - Travel discovery of Malta
www.maltaway.com/viaggio-alla-scoperta-di-malta/
www.maltaway.com/en/travel-discovery-of-malta/ #maltaway #scopertamalta #discoverymaltaway
#malta #albertobalatti ... See MoreSee Less

4 days ago  ·  

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For any truly sea lover, an unforgettable watching experience, next move is yours move

#Maltaway #education #advisory
Alla scoperta di #Malta - Travel discovery of Malta
www.maltaway.com/viaggio-alla-scoperta-di-malta/
www.maltaway.com/en/travel-discovery-of-malta/ #maltaway #scopertamalta #discoverymaltaway
#malta #albertobalatti ... See MoreSee Less

4 days ago  ·  

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Marketing manipulators are blowing the next #AI Hype and bubble ... looks like the #dotcom era, do you remember? #maltaway just reality merits investments and incentives

"Because it sells and it helps to attract potential investors. However, are they really using AI… ? or just some advanced analytics?

All decision makers want to become data-driven but confuse business intelligence (#BI) with AI.

I know too well that #ML algorithms are generally just memorizing and running statistical models. Despite this, these ML solutions are often considered as the best of artificial intelligence.

The AI system is able to make assumptions, test and learn autonomously."

Asset allocation and asset governance are only #independent #advisory services #maltaway

Because when the #asimmetry #transparency #conflictofinterest #novaluedelivered #notransparency are too high, the market shifts away accordingly #maltaway

Your assets governance (people & capital)www.maltaway.com independent international advisory & education partners the choice for the best assets allocation and of the best jurisdictions for you your business your assets #investments #wealthmanagement #monetarypolicy #investors #wealthprotection

medium.com/predict/is-it-really-ai-between-the-hype-cycle-and-real-ai-8fc65ddd292d ... See MoreSee Less

4 days ago  ·  

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Marketing manipulators are blowing the next #AI Hype and bubble ... looks like the #dotcom era, do you remember? #maltaway just reality merits investments and incentives

"Because it sells and it helps to attract potential investors. However, are they really using AI… ? or just some advanced analytics?

All decision makers want to become data-driven but confuse business intelligence (#BI) with AI.

I know too well that #ML algorithms are generally just memorizing and running statistical models. Despite this, these ML solutions are often considered as the best of artificial intelligence.

The AI system is able to make assumptions, test and learn autonomously."

Asset allocation and asset governance are only #independent #advisory services #maltaway

Because when the #asimmetry #transparency #conflictofinterest #novaluedelivered #notransparency are too high, the market shifts away accordingly #maltaway

Your assets governance (people & capital)www.maltaway.com independent international advisory & education partners the choice for the best assets allocation and of the best jurisdictions for you your business your assets #investments #wealthmanagement #monetarypolicy #investors #wealthprotection

medium.com/…/is-it-really-ai-between-the-hype-cycle… ... See MoreSee Less

4 days ago  ·  

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"Negative impacts have been more prevalent when central banks hold a larger share of outstanding assets, the BIS said; major central banks’ holdings of domestic sovereign bonds range from 20 per cent of outstanding paper at the US Fed to over 40 per cent in Japan."
“Lower trading volumes and price volatility, compressed credit spreads and flatter term structures may reduce the attractiveness of investing and dealing in bond markets, Some players may leave the market altogether, resulting in a more concentrated and homogenous set of investors and fewer dealers... this could result in market malfunctioning when large central bank balance sheets are eventually unwound”, For instance, it could make it more difficult for reserves to be redistributed effectively between market participants.”

Asset allocation and asset governance are only #independent #advisory services #maltaway
Because when the #asimmetry #transparency #conflictofinterest #novaluedelivered #notransparency are too high, the market shifts away accordingly #maltaway

Your assets governance (people & capital)www.maltaway.com independent international advisory & education partners the choice for the best assets allocation and of the best jurisdictions for you your business your assets #investments #wealthmanagement #monetarypolicy #investors #wealthprotection

www.ft.com/content/d1c10904-e91c-11e9-85f4-d00e5018f061 ... See MoreSee Less

4 days ago  ·  

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Ecco come prendere un granchio memorabile, dando la colpa al fattore lavoro, la stessa manipolazione che usano imprenditori italiani incapaci di competere perché hanno scelto insieme al Belpaese di competere sul basso valore aggiunto trasformando il Belpaese nel Vietnam d' Europa. Il clup è un ratio tra valore creato e unità di lavoro ... Sale anche perché a parità del costo del lavoro, che in Italia sta diventando da terzo mondo, il valore creato scende a differenza di quello che fanno i paesi più smart, attirando così i migliori lavoratori con le migliori skill pagandoli 3 volte quello che vengono pagati in Italia e realizzando un valore elevato con Clup più basso ... Una bufala da manipolatori macroeconomici ... Italia continua a ben performante nelle esportazioni perché si trova per sua totale fortuna e non merito ad avete un costo dei due fattori lavoro e capitale basso come non mai ... Abbiamo eccesso di liquidità ed eccesso di skills, entrambi alla ricerca del posto del mondo dove avete un ritorno migliore ... That's reality #maltaway
www.treccani.it/enciclopedia/clup-costo-del-lavoro-per-unita-di-prodotto_%28Dizionario-di-Economi... ... See MoreSee Less

6 days ago  ·  

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Your financial intermediaries and financial advisors (sorry product sellers) are filling your portfolio of risk, supported by regulators and MIFID and all that damaging certified stuff ... the risk is full in your pocket, particularly with 50% of that investment-grade graded #BBB or less (Italian bonds amongst them)
In the arena of corporate and government bonds as soon the spread will move and liquidity drying up, you will percieve what NOT BE #ANTIFRAGILE means, say thx to your advisors and regulators #maltaway

Asset allocation and asset governance are only #independent #advisory services #maltaway
Because when the #asimmetry #transparency #conflictofinterest #novaluedelivered #notransparency are too high, the market shifts away accordingly #maltaway

Your assets governance (people & capital)www.maltaway.com independent international advisory & education partners the choice for the best assets allocation and of the best jurisdictions for you your business your assets #investments #wealthmanagement #monetarypolicy #investors #wealthprotection ... See MoreSee Less

7 days ago  ·  

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#BioOn fa prezzo a 6,8 euro (-20%) poi nuova sospensione

Quante Bio-on abbiamo in Italia, quotate con i numeri che vedete sotto, chi indaga la #Consob, #audit, #CdA ecc.
A loro il mercato non piace quando cambia idea sulle promesse fatte

"titolo arrivato a cedere oltre il 20% oggi dopo che settimana scorsa aveva visto più che dimezzarsi il proprio valore a seguito dei numeri semestrali diffusi il 30 settembre.

La società guidata da Marco Astorri ha evidenziato nei primi 6 mesi dell'anno una perdita netta più che triplicata a 10,142 milioni di euro nel primo semestre. Nei primi sei mesi dell'anno i ricavi sono stati pari a 917 mila euro, di cui 767 mila realizzati con terzi, rispetto ad un totale ricavi del primo semestre 2018 pari a 6,123 mln. Questa diminuzione, rimarca Bio-on, è dovuta alla scelta aziendale di rallentare nella prima parte dell’anno 2019 le attività di licensing nell'ottica di sviluppo dell’attività produttiva diretta, scelta con conseguenti implicazioni sulle attività di investimento e sviluppo."

Asset allocation and asset governance are only #independent #advisory services #maltaway
Because when the #asimmetry #transparency #conflictofinterest #novaluedelivered #notransparency are too high, the market shifts away accordingly #maltaway

Your assets governance (people & capital)www.maltaway.com independent international advisory & education partners the choice for the best assets allocation and of the best jurisdictions for you your business your assets #investments #wealthmanagement #monetarypolicy #investors #wealthprotection

www.finanza.com/Finanza/Notizie_Italia/Italia/notizia/Caso_Bioon_Consob_conferma_accertamenti_in_... ... See MoreSee Less

7 days ago  ·  

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"L'eliminazione e la criminalizzazione del cash, anche allorquando detenuto da gente onesta, intende assicurare l'eliminazione di alternative ai pagamenti digitali. La "Virtual Wealth" può essere tracciata, tassata, "disattivata" sulla base dei desiderata dei politici di turno.
Negli ultimi 20 anni, le leggi introdotte ed approvate per ragioni emergenziali sono ancora lì a differenza delle porzioni di libertà personali svanite definitivamente." Cit E.P. ... See MoreSee Less

7 days ago  ·  

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Create Wealth in Europe
Lawmakers across the Continent haven’t given startups the compensation tools they need to share profits with employees ... Just excuses ...

1-create a true alliance between capital and people, with massive participation rates of the 2 ingredients of a company performance
2-differently from US, in Europe if you get the GDP income approach, the aggregate numbers made by the sum of company profit+salary+tax, show constant decrease shares of the 2nd element
3-to reduce widely the tax burden of the compensation scheme, inside Europe and using #Malta as headquarters of your innovation project you will find an already existing great solution. Either for corporate needs or your people requirements both for income and capital gain taxation

www.maltaway.com your independent holistic asset governance for capital and people
If you don't do is because of you #maltaway ... See MoreSee Less

1 week ago  ·  

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#Maltaway #education #advisory
Alla scoperta di #Malta - Travel discovery of Malta
www.maltaway.com/viaggio-alla-scoperta-di-malta/
www.maltaway.com/en/travel-discovery-of-malta/ #maltaway #scopertamalta #discoverymaltaway
#malta #albertobalatti ... See MoreSee Less

1 week ago  ·  

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The panelists discussing #AI of today ...
-AI is not Blockchain
-Europe has 1 tenth of the investments of China and USA
-how to get the human bias out from AI when the algos are written by humans ... Is biology part of AI or not
-Europe being culturally and legally a #decentralized community, could make a very different competing point on that to be more attractive than the centralized models, Blockchain included, developed in USA and China
The evoluted Human beings inside the live #AI show at #deltasummit. The human biology is integral part of Human brain. #maltaway & #AlbertoBalatti your carbon (human) & silicon (digital) way to #Governance of your assets ... Human and capital ... See MoreSee Less

1 week ago  ·  

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The dual local currency model (#emoney and #cash) ... are you ready to be screwed up?

"In a cashless world, there would be no lower bound on interest rates. A central bank could reduce the policy rate from, say, 2 percent to minus 4 percent to counter a severe recession. The interest rate cut would transmit to bank deposits, loans, and bonds. Without cash, depositors would have to pay the negative interest rate to keep their money with the bank, making consumption and investment more attractive."

They (receivers) are in full #conflictofinterest in words and actions with their clients and not #transparent about cost, risk, return

Asset allocation and asset governance are only #independent #advisory services
Because when the #asimmetry #transparency #notransparency are too high, the market shifts away accordingly #maltaway

Your assets governance (people & capital)www.maltaway.com independent international advisory & education partners the choice for the best assets allocation and of the best jurisdictions for you your business your assets #investments #wealthmanagement #monetarypolicy #investors #wealthprotection

blogs.imf.org/2019/02/05/cashing-in-how-to-make-negative-interest-rates-work/?fbclid=IwAR1Yx4wciE... ... See MoreSee Less

1 week ago  ·  

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The dual local currency model (#emoney and #cash) ... are you ready to be screwed up?

"In a cashless world, there would be no lower bound on interest rates. A central bank could reduce the policy rate from, say, 2 percent to minus 4 percent to counter a severe recession. The interest rate cut would transmit to bank deposits, loans, and bonds. Without cash, depositors would have to pay the negative interest rate to keep their money with the bank, making consumption and investment more attractive."

They (receivers) are in full #conflictofinterest in words and actions with their clients and not #transparent about cost, risk, return

Asset allocation and asset governance are only #independent #advisory services
Because when the #asimmetry #transparency #notransparency are too high, the market shifts away accordingly #maltaway

Your assets governance (people & capital)www.maltaway.com independent international advisory & education partners the choice for the best assets allocation and of the best jurisdictions for you your business your assets #investments #wealthmanagement #monetarypolicy #investors #wealthprotection

blogs.imf.org/2019/02/05/cashing-in-how-to-make-negative-interest-rates-work/?fbclid=IwAR1Yx4wciE... ... See MoreSee Less

1 week ago  ·  

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diseducazione finanziara a go go ... tic tac

Imbarazzante

They (receivers) are in full #conflictofinterest in words and actions with their clients and not #transparent about cost, risk, return

Asset allocation and asset governance are only #independent #advisory services #maltaway
Because when the #asimmetry #transparency #conflictofinterest #novaluedelivered #notransparency are too high, the market shifts away accordingly #maltaway

Your assets governance (people & capital)www.maltaway.com independent international advisory & education partners the choice for the best assets allocation and of the best jurisdictions for you your business your assets #investments #wealthmanagement #monetarypolicy #investors #wealthprotection ... See MoreSee Less

2 weeks ago  ·  

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"Inchiesta diamanti allo sportello: 300 truffati, c'è anche Vasco Rossi. Cinque banche coinvolte e 87 indagati"

Fidatevi delle banche con licenza di uccidere ... vedremo quante licenze bancarie e finanziarie e individuali verrano azzerate ... lo fanno tutti, dai che vediamo un K O tecnico ...

"Nel procedimento sono indagate - in base alla legge 231/2001 sulla responsabilità societaria - cinque istituti di credito: si tratta di #Bpm, #Mps, #Unicredit, #IntesaSanpaolo e #BancaAletti. "

Anche un ringraziamento sentito ai consulenti e #promotorifinanziari certificati di personaggi famosi e capitalizzati che per la MIFID sono perfetti ...

"Tra i nomi noti dei truffati anche quelli di Diana Bracco, numero uno dell'omonimo gruppo farmaceutico, che tra il 2012 e il 2014 ha investito oltre un milione e 300mila euro, e dei volti tv Federica Panicucci e Simona Tagli."

Interessante vedere come la MIFID aiuti gli intermediari finanziari, banche e assicurazioni in testa, ad aumentare il rischio per i clienti con queste falsie percezioni dei ritorni senza considerare fattori come rischio, volatilità, liquidità ... e zero protezione del capitale. Sono in pieno conflitto di interesse per il sistema di remunerazione che hanno, non sono indipendenti, usano scarsamente il cash e non hanno prodotti long short ... dovete proteggervi da loro.

Imbarazzante

They are in full #conflictofinterest in words and actions with their clients and not #transparent about cost, risk, return

Asset allocation and asset governance are only #independent #advisory services #maltaway
Because when the #asimmetry #transparency #conflictofinterest #novaluedelivered #notransparency are too high, the market shifts away accordingly #maltaway

Your assets governance (people & capital)www.maltaway.com independent international advisory & education partners the choice for the best assets allocation and of the best jurisdictions for you your business your assets #investments #wealthmanagement #monetarypolicy #investors #wealthprotection ... See MoreSee Less

2 weeks ago  ·  

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The friend #AbdallaKablan showing #AI capacity of today, do not express a fully footing IN yet, in terms of comfort area of an evoluted Human being inside the live #AI show at #deltasummit. The human biology is integral part of Human brain. #maltaway & #AlbertoBalatti your carbon (human) & silicon (digital) way to #Governance of your assets ... Human and capital ... See MoreSee Less

2 weeks ago  ·  

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Is not a deal proposal ... are Mardi Gras fritters of 2 Oct, with the 31 coming soon ... no deal, no brexit ... elections closer

Embarrassing ... #brexit

Asset allocation and asset governance are only #independent #advisory services

Because when the #asimmetry #transparency #conflictofinterest #novaluedelivered #notransparency are too high, the market shifts away accordingly #maltaway

Your assets governance (people & capital)www.maltaway.com independent international advisory & education partners the choice for the best assets allocation and of the best jurisdictions for you your business your assets #investments #wealthmanagement #monetarypolicy #investors #wealthprotection ... See MoreSee Less

2 weeks ago  ·  

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The market deliver feedback to UK, Leaders and their sheeple ... partisans included

Embarrassing ...

Asset allocation and asset governance are only #independent #advisory services

Because when the #asimmetry #transparency #conflictofinterest #novaluedelivered #notransparency are too high, the market shifts away accordingly #maltaway

Your assets governance (people & capital)www.maltaway.com independent international advisory & education partners the choice for the best assets allocation and of the best jurisdictions for you your business your assets #investments #wealthmanagement #monetarypolicy #investors #wealthprotection ... See MoreSee Less

2 weeks ago  ·  

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From the color intensity, you get visually grab that the worst countries in Europe are:

France
Poland
Italy
Portugal
Greece

For detailed info and comparison look at the TAX FOUNDATION INDEX STUDY

We are at your disposal to assist you in a professional path, from the analysis and planning phase to the delivery of the transfer to Malta or other jurisdictions of people, HNWIs, assets, corporations, with the identification of the most suitable solutions based on compliance and your specific Income and Wealth profile, through specific advisory packages.

We will be able to evaluate together with your specific needs and provide you with the appropriate answers to identify the services offered by MALTAway and benchmarking Malta’s opportunities with other European or non-EU countries

The Transfer to the best Jurisdictions of capital, brains, energy and skills does not stop, here in Malta and from Malta, the best people and Corporations can find a professional ecosystem for the services you need for your true internationalization.

We can offer you our full advisory services:

To analyze the pros and cons
To decide in a conscious manner
To implement the decision in a professional manner

www.maltaway.com/international-tax-index-2019/ ... See MoreSee Less

2 weeks ago  ·  

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#REs Number of Sales down, inventory up ...

This is happening ... Tic tac ... The expectation of much lower price and newly built properties flooding the market ... #NIRP or #ZIRP do no matter #maltaway what matter are capital and income

Housing Bubble reblown? ... the wages distance is a gap to be filled again from one side or the other #maltaway

The rule of 0ne third of income to serve the mortgage and the housing bubble ... more capital buffer on both sides required.

Vulnerabilities in the residential real estate sectors of the EEA www.esrb.europa.eu/…/esrb.report190923_vulnerabilit…

Asset allocation and asset governance are only #independent #advisory services

Because when the #asimmetry #transparency #conflictofinterest #novaluedelivered #notransparency are too high, the market shifts away accordingly #maltaway

Your assets governance (people & capital)www.maltaway.com independent international advisory & education partners the choice for the best assets allocation and of the best jurisdictions for you your business your assets #investments #wealthmanagement #monetarypolicy #investors #wealthprotection ... See MoreSee Less

2 weeks ago  ·  

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#REs Number of Sales down, inventory up ... not just in NYC

"Manhattan apartment prices suffered their worst slide in almost a decade in the third quarter as buyers stayed away from multimillion-dollar purchases while newly-built luxury properties continued to flood the market.

Median prices fell 12 per cent in the quarter from the year earlier"
“If you do rent-to-own, it’s because there are no buyers.”

This is happening ... Tic tac ... The expectation of much lower price and newly built properties flooding the market ... #NIRP or #ZIRP do no matter #maltaway what matter are capital and income

Housing Bubble reblown? ... the wages distance is a gap to be filled again from one side or the other #maltaway

The rule of 0ne third of income to serve the mortgage and the housing bubble ... more capital buffer on both sides required.

Vulnerabilities in the residential real estate sectors of the EEA www.esrb.europa.eu/…/esrb.report190923_vulnerabilit…

Asset allocation and asset governance are only #independent #advisory services

Because when the #asimmetry #transparency #conflictofinterest #novaluedelivered #notransparency are too high, the market shifts away accordingly #maltaway

Your assets governance (people & capital)www.maltaway.com independent international advisory & education partners the choice for the best assets allocation and of the best jurisdictions for you your business your assets #investments #wealthmanagement #monetarypolicy #investors #wealthprotection

www.ft.com/content/3962bfd2-e493-11e9-9743-db5a370481bc ... See MoreSee Less

2 weeks ago  ·  

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MALTA housing picture

Housing Bubble reblown? ... the wages distance is a gap to be filled again from one side or the other #maltaway

The rule of 0ne third of income to serve the mortgage and the housing bubble ... more capital buffer on the sides required.

Vulnerabilities in the residential real estate sectors of the EEA www.esrb.europa.eu/…/esrb.report190923_vulnerabilit…

"Cyclical position: firm expansion
Key vulnerabilities
• Moderate but prolonged house price growth
• Elevated housing lending growth
• Elevated household debt
Risk assessment – medium risk
Stock vulnerabilities

Household
Household debt has decreased when expressed as a share of disposable income, but remains
fairly high in international comparison61, at around 89% of disposable income and 49% of GDP in
Q3 2018. On the other hand, the share of homeowners with a mortgage (22%) is below the
average of the EU, meaning that the mortgage debt is relatively concentrated within the household
sector. Overall, such a level of indebtedness would make households susceptible to consumption
adjustments in the event of a macroeconomic shock. This risk is to some extent mitigated by a very
high share of liquid assets on household balance sheets. However, there is no micro evidence on
the distribution of assets among households, so we cannot know if asset holdings would
necessarily help those overly indebted.
Flow vulnerabilities

Collateral
House price increases have moderated in the past years, but house price developments remain a
risk given a prolonged period of growth and possible future demand pressures. The fast-growing
main economic sectors, net migration, buoyant tourism and tax benefits have supported high
demand for real estate and any change in these underlying factors could lead to significant
adjustments. Depending on the data used, some valuations point to strong undervaluation while
others indicate fair values or slight overvaluation. The IMF highlights an interesting decoupling
between advertised prices and transaction-based prices, with the former registering an
overvaluation of between 5% and 10%62. Meanwhile, the ECB demand model indicates that
property prices may still be un ... See MoreSee Less

2 weeks ago  ·  

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Housing Bubble reblown ... the wages distance is a gap to be filled again from one side or the other #maltaway

The rule of 0ne third of income to serve the mortgage and the housing bubble ... more capital buffer on the sides required.

Vulnerabilities in the residential real estate sectors of the EEA www.esrb.europa.eu/pub/pdf/reports/esrb.report190923_vulnerabilities_eea_countries~a4864b42bf.en....

“We wanted people to understand that we are back to pre-crisis peaks in the housing markets of a lot of countries — roughly half of those in Europe.”

The ESRB recommended that the Netherlands, Sweden, Belgium, Finland, Denmark and Luxembourg should introduce more safeguards — such as capping borrowers’ debt at a set multiple of their income, or forcing lenders to have more capital. It also warned Germany, France, Norway, the Czech Republic and Finland about housing market risks."

Asset allocation and asset governance are only #independent #advisory services

Because when the #asimmetry #transparency #conflictofinterest #novaluedelivered #notransparency are too high, the market shifts away accordingly #maltaway

Your assets governance (people & capital)www.maltaway.com independent international advisory & education partners the choice for the best assets allocation and of the best jurisdictions for you your business your assets #investments #wealthmanagement #monetarypolicy #investors #wealthprotection

www.ft.com/content/6d5ee188-e292-11e9-9743-db5a370481bc ... See MoreSee Less

2 weeks ago  ·  

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The average family office portfolio delivered a 5.4 percent return with private equity faring the best of all asset classes for high net worth families, achieving an average return of 16 percent for direct investments and 11 percent for funds-based investing. With an incoming recession, the ultra-wealthy are beginning to moderate and reduce their risk and exposure with 45% of them adjusting their portfolios, and increasing holdings in bonds and real estate. The maxim, “cash is king” remains true as well with 42% of the ultra-wealthy increasing their cash reserves.

www.luxuo.com/the-lux-list/the-lux-list-featured/smart-money-ultra-wealthy-move-assets-to-safe-ha...

The #banks and #familyoffice using them are structurally in a conflict of interest with their clients, asset allocation and asset governance are only #independent #advisory services

Because when the #asimmetry #transparency #conflictofinterest #novaluedelivered #notransparency are too high, the market shifts away accordingly #maltaway

Your assets governance (people & capital)www.maltaway.com independent international advisory & education partners the choice for the best assets allocation and of the best jurisdictions for you your business your assets #investments #wealthmanagement #monetarypolicy #investors #wealthprotection ... See MoreSee Less

2 weeks ago  ·  

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Yeees, continuous growth is out of the table and tech in instead. Period.
I agree with analysis, and fully disagree with the solutions giving the policymakers any room of actions, the players left free will work on efficiency themselves

"three possible drivers: 1) observable aggregate demand growth, 2) harvestable pricing power and 3) potential efficiency gains. Simply lowering interest rate costs only feeds the impulse to invest for growth if at least one of these drivers exists. In a world of aging demographics, aggregate demand growth is limited. At the same moment, technological innovation is destroying any potential for pricing power. Thus, policy makers today should focus on incentivizing investment in parts of the global economy that can actually generate systemic gains in efficiency. "

www.blackrockblog.com/2019/09/30/toward-effective-economic-policy-for-the-21st-century/?utm_sourc...
Because when the #asimmetry #transparency #conflictofinterest #novaluedelivered #notransparency are too high, the market shifts away accordingly #maltaway

Your assets governance (people & capital)www.maltaway.com independent international advisory & education partners the choice for the best assets allocation and of the best jurisdictions for you your business your assets #investments #wealthmanagement #monetarypolicy #investors #wealthprotection ... See MoreSee Less

2 weeks ago  ·  

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